IOLTA Disbursement Automation

Automate every IOLTA disbursement. One approval pays everyone.

Disbo turns hours of manual trust account check-writing into a single approval — attorneys, medical providers, lienholders, and clients all paid from your IOLTA account with a complete, audit-ready trail. Flat $5.00 per disbursement.

  • Settlement sheet generated automatically from case data
  • Every party paid simultaneously — no separate transactions
  • State bar compliance rules enforced before a dollar moves
  • Real-time trust ledger and three-way reconciliation

See it on your own cases.

Book a 30-minute demo and watch a full settlement disbursement go out — settlement sheet to paid — in minutes.

Book a Demo
256-bit EncryptionIOLTA ReadyFull Audit Trail

Built to connect with the tools you already use

Clio
MyCase
Filevine
QuickBooks
LawPay
PracticePanther
Smokeball
CosmoLex
Clio
MyCase
Filevine
QuickBooks
LawPay
PracticePanther
Smokeball
CosmoLex

Built for Law Firms

IOLTA compliance enforced across all 50 states — nothing moves until every requirement is met.

Trusted by Medical Offices

Providers see lien payoffs and get paid electronically — no more waiting on mailed checks.

Audit-Ready by Default

Every action time-stamped and logged, with one-click reports in your state bar's format.

Bank-Level Security

256-bit encryption on every transaction, with full audit logging built in.

From settled to disbursed in one approval.

Everything your paralegal does by hand today — settlement sheets, trust ledger entries, compliance checks, payments, notifications — handled automatically.

Settlement Sheets

The settlement sheet builds itself

Upload a settlement statement or sync case data, and Disbo calculates every party's share — attorney fees, medical liens, costs, referral fees, and the client's distribution — without a spreadsheet.

  • AI-powered settlement sheet parsing
  • Every share calculated automatically from case data
  • Full documentation package attached to every disbursement
Settlement Sheet — Martinez v. Insurance Co.Ready to Disburse
Total Settlement$142,500
Attorney Fees (33%)$47,025
Medical Liens (3)$38,425
Case Costs$6,250
Referral Fee (10%)$14,250
Client Distribution$36,550
Approve & Send All
Trust Accounting

Your IOLTA ledger updates itself

The trust ledger updates the moment a deposit arrives or a disbursement goes out. Per-client sub-ledgers stay accurate around the clock, so you always know exactly where client funds stand.

  • Per-client sub-ledgers maintained automatically
  • Hard block prevents disbursing more than the available client balance
  • Bank feed connects directly to your IOLTA account
IOLTA Trust Account
Balanced
Trust Balance
$1,247,832
89 client accounts
Bank Balance
$1,247,832
Matches ledger
Martinez
Ready to Disburse
$42,500
Chen
Holding
$28,200
Rivera
Pending Liens
$67,800
Compliance

Nothing moves until every rule is met

Settlement agreement on file, liens verified, client authorization obtained, trust balance confirmed — Disbo enforces your state's specific bar rules before a single dollar leaves the trust account.

  • State trust accounting rules enforced automatically in all 50 states
  • Pre-disbursement checklist blocks payment until documentation is complete
  • One-click audit reports in your state bar's required format
Compliance Check — Martinez Disbursement
Settlement agreement on file
All lien amounts verified
Client authorization signed
Trust balance sufficient
Three-way reconciliation current
All Checks Passed
Ready to disburse
Payments

Every payment rail, one flat fee

Choose the right rail for each recipient within a single disbursement — Quick Pay for time-sensitive distributions, Standard Pay for routine provider payments, or a tracked paper check via Lob. All for a flat $5.00 per disbursement.

  • Disbo Quick Pay: 2–3 business days
  • Disbo Standard Pay: 4–7 business days
  • Paper check via Lob with USPS tracking: 7–10 business days
Payment Rails
Disbo Quick PayTime-sensitive
2–3 business days · $5.00 per disbursement
Disbo Standard PayMost popular
4–7 business days · $5.00 per disbursement
Paper Check via LobWhen required
7–10 business days · $5.00 per disbursement
Notifications

Everyone knows the moment they're paid

Clients, providers, and co-counsel are notified automatically when their payment goes out — no more 'where's my check?' phone calls, and every notice is logged with a full paper trail.

  • Automatic client fund notifications with delivery records
  • Providers see lien payoff status in real time
  • Complete audit trail on every notice sent
Recipient Notifications
Client — Maria MartinezJust now

Your settlement payment of $36,550 is on its way.

Provider — Valley Ortho2 min ago

Lien payoff of $14,200 sent via Standard Pay.

Co-counsel — Reyes Law2 min ago

Referral fee of $14,250 sent via Quick Pay.

Every notice logged with a full paper trail

Works with the tools you already use.

Your case management system tracks the matter. Disbo manages the money — and keeps both in sync.

Filevine

Available

Deepest integration — trust balances, disbursement status, and reconciliation inside every matter.

QuickBooks

Available

Continuous three-way reconciliation synced to your books.

Plaid

Available

Clients verify their bank and pay via ACH — funds land in your IOLTA or operating account.

Clio

Available

Live two-way sync — matters, contacts, and disbursement status flow between Clio and Disbo automatically.

CASEpeer

Available

Live two-way sync — case data syncs directly from CASEpeer into every Disbo disbursement.

Smart Advocate

In Progress

Disbursements and payment status tied to the matter.

See Disbo in one minute.

How Disbo replaces spreadsheets, checks, and manual reconciliation for contingency law firms.

Frequently asked questions

What does IOLTA disbursement automation mean?

Instead of hand-writing trust account checks and updating a spreadsheet ledger, Disbo generates the settlement sheet, calculates every party's share, sends every payment from your IOLTA account with one approval, and records the trust ledger entries automatically — with a complete audit trail.

How much does Disbo cost?

Disbo is $5.00 per disbursement — one flat fee per payment sent. No monthly subscription, no setup fees. See the pricing page for details.

What payment methods can Disbo send?

Disbo Quick Pay (2–3 business days), Disbo Standard Pay (4–7 business days), and paper checks printed and mailed via Lob with USPS tracking (7–10 business days). You can mix rails within a single disbursement.

Is Disbo IOLTA compliant?

Yes. Disbo enforces your state's trust accounting rules before any payment goes out, blocks disbursing more than the available client balance, maintains per-client sub-ledgers automatically, and time-stamps every action for audit purposes — across all 50 states.

Does Disbo integrate with my case management software?

Disbo integrates natively with Filevine, QuickBooks, QuickBooks Desktop, Clio, CASEpeer, Litify, and Neos — all live two-way integrations today. Plaid powers client bank verification. SmartAdvocate, MyCase, and more are coming soon.

How long does it take to get started?

Book a demo and we'll walk you through onboarding. Connecting your IOLTA account is done through a secure bank connection — no new bank account required.

Stop hand-writing trust account checks.

Book a demo and watch a full IOLTA disbursement — settlement sheet to every party paid — happen in minutes. Flat $5.00 per disbursement, no subscription.

Book a Demo

Now accepting new firms and medical providers

256-bit EncryptionIOLTA Ready