We sat in the rooms where
settlements fell apart.
We spent years placing staff into personal injury law firms and medical offices. Every single one had the same problem: the money moved slower than the cases. So we built the system that fixes it.
We didn't start in fintech. We started in legal staffing. Through Legal Soft, we placed thousands of virtual assistants, paralegals, and intake specialists into personal injury law firms and medical provider offices across the country.
And everywhere we looked, the same scene played out: handwritten ledgers. Settlement checks mailed with fingers crossed. Paralegals spending entire weekends reconciling trust accounts. Attorneys losing sleep over a $200 discrepancy that took three days to find.
We watched one missed medical lien nearly end a 20-year career. That was the moment we stopped staffing around the problem -- and started building the solution.
What we're building
A single platform that automates the three-way financial relationship between law firms, medical providers, and the settlement transaction -- so trust accounts balance themselves, payments arrive on time, and compliance is never an afterthought.
- Zero-error disbursements by design
- Compliance that never expires
- Payments as fast as justice allows
The personal injury settlement process involves a level of financial complexity that most software companies ignore. When a case settles, the law firm must divide the proceeds among the client, the attorney, medical providers who treated the client on a lien basis, co-counsel, and sometimes subrogation carriers or government agencies. Each payment must come from an IOLTA trust account, with every dollar tracked separately by client and by matter.
Most firms handle this process with a combination of spreadsheets, paper checks, and manual ledger entries. The average disbursement takes hours of paralegal time and introduces dozens of opportunities for human error. A single misapplied payment — even one caught and corrected the same day — can trigger a bar audit.
Disbo replaces this entire workflow with a platform purpose-built for settlement finance. Trust accounting, disbursement calculation, payment execution, lien tracking, and compliance reporting all happen in one system. The law firm uploads a settlement sheet, reviews the calculated allocations, and sends payments to every party with a single approval. The trust ledger reconciles automatically.
On the medical provider side, Disbo gives doctors and specialists real-time visibility into when they will be paid. Instead of calling the law firm every week to ask about a settlement check, providers can log in and see exactly where the case stands. When the disbursement happens, funds arrive electronically — no more waiting for a check in the mail.
The people behind it
Operators who lived the problem. Advisors from world-class organizations.
Nathan Sumekh
Founder & CEO
Second-time operator with a high eight-figure exit. Co-founded Legal Soft, scaling to 2,000+ law firm clients and 4,000+ placed professionals before a high eight-figure divestiture in 2025. Operates Simply Legal, a nationwide lemon law practice, and co-founded Staffing for Doctors -- giving him direct operating experience on both sides of the settlement table.
Brings world-class enterprise engineering and data infrastructure expertise from his tenure at Palantir Technologies. Advises Disbo on platform architecture, data systems, and scalable infrastructure strategy.
Seasoned operator with leadership experience across major consumer and technology brands. Deep expertise in scaling operations and product strategy.
Karina Pauletti
Marketing Manager
Kristina Salinda
Head of Product and Client Success
Andriy T.
Senior Dev
David D.
Lead Dev
Rafael K.
Senior Dev
Cesar M.
Senior Dev
Mitchell Manuel
Executive Assistant
Navid R.
Controller
Our team has built and scaled at
Ready to see what settlement ops should look like?
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