Real-Time Trust Accounting.
Three-Way Reconciliation, Automated.
Automatic three-way reconciliation -- bank, book, and client ledger matched in real time.
- Three-way reconciliation, automated
- Per-matter trust ledgers with full audit trail
Integrates with the tools you already use
Monthly reconciliation leaves 30-day gaps where errors go undetected.
Your trust accounts are only reconciled once a month. That means 30 days where a misposted deposit, a duplicate withdrawal, or a transposition error sits unnoticed in your books.
Every month-end, someone on your team spends days manually matching bank statements to book records line by line. When a discrepancy surfaces, it happened weeks ago and the trail is cold. Tracking down what went wrong takes even longer.
Meanwhile, per-matter client ledgers live in spreadsheets that nobody trusts but everyone depends on. Compliance reports are stitched together from three different sources, and you hope nothing was missed.
Industry average
30+ days of reconciliation gaps per month
Continuous three-way reconciliation. Discrepancies flagged instantly.
Disbo matches your bank balance, book ledger, and client ledger in real time. The moment a discrepancy appears, you know about it -- not 30 days later.
Bank, book, and client ledgers are matched continuously -- not once a month. Every transaction is verified across all three sources in real time, so discrepancies are caught in minutes instead of weeks.
Connect your trust account bank feeds once and Disbo imports transactions automatically. No more downloading CSV files, no more manual data entry. Bank data flows in and matching begins immediately.
Every client matter maintains its own trust ledger with a complete transaction history. Deposits, disbursements, and transfers are tracked at the matter level -- no more spreadsheets with hundreds of tabs.
Generate trust account compliance reports for any period with a single click. Three-way reconciliation summaries, client ledger statements, and transaction histories are packaged and ready for review.
The old way vs. the Disbo way
See what changes when trust accounting runs continuously instead of once a month.
- Discrepancies surface weeks after they happened
- Days lost on month-end close
- Compliance reports stitched together by hand
- IOLTA interest tracking done manually
- Issues flagged the moment they appear
- Month-end close becomes a non-event
- One-click compliance reports for any period
- IOLTA interest tracked and remitted automatically
Common questions about trust accounting.
Disbo continuously matches three sources: your bank balance (from automatic bank feeds), your book ledger (internal accounting records), and your client ledger (per-matter trust balances). Every transaction is verified across all three sources in real time. When all three agree, the matter is marked as balanced. If any source diverges, the discrepancy is flagged immediately with the exact amount and affected matter.
The moment a discrepancy is detected between bank, book, or client ledgers, Disbo flags the affected matter with the exact variance amount. The responsible staff member receives an immediate notification with details about which ledger is out of balance, the transaction that caused it, and when it occurred. Most discrepancies are resolved within minutes instead of being discovered weeks later during monthly reconciliation.
Every client matter in Disbo maintains its own trust ledger with a complete transaction history. When funds are deposited to trust, they are allocated to the specific matter. Disbursements, transfers between matters, and interest allocations are all tracked at the matter level. You can view any matter's balance and full transaction history instantly without searching through spreadsheet tabs.
Yes. Disbo applies the correct trust accounting rules based on the jurisdiction assigned to each matter. If your firm operates in multiple states, each matter gets the appropriate reconciliation requirements, record retention periods, and reporting standards for its jurisdiction. You manage everything from one platform while each matter follows its state's specific rules.
Disbo's onboarding team handles the migration. You provide your current client ledger balances, open matter list, and recent bank statements. The team imports your historical data, verifies opening balances across all three ledgers, and runs an initial reconciliation to confirm everything matches. Most firms are fully migrated and running continuous reconciliation within one to two weeks.
Related Features
Explore other capabilities that work seamlessly together.
Stop Reconciling Manually.
Start Balancing in Real Time.
Join law firms that match bank, book, and client ledgers continuously with three-way reconciliation that never sleeps.
Set up in 30 minutes. Reconcile in real time from day one.