AI-Powered Lien Negotiation.
Built to Reduce Every Lien.

The AI analyzes thousands of resolved negotiations to identify patterns by provider type, lien amount, jurisdiction, and case category. It factors in the specific provider's historical acceptance rates, typical reduction percentages, and the number of rounds needed to reach resolution. The result is a data-driven counter-offer with a confidence score and estimated acceptance probability.

Disbo handles medical provider liens, hospital liens, Medicare conditional payments, Medicaid liens, ERISA plan reimbursement claims, workers' compensation liens, and private health insurance subrogation claims. Each lien type has its own negotiation strategy informed by regulatory requirements and historical outcomes specific to that category.

Absolutely. The AI provides a recommended counter-offer with supporting data, but the attorney always has final say. You can accept the AI suggestion, modify the amount, add custom terms, or skip negotiation entirely on any lien. Every manual override is logged in the audit trail alongside the AI recommendation for complete transparency.

When a lien negotiation resolves, the final amount flows directly into the disbursement sheet. As liens are negotiated down, client net proceeds update in real time. When all liens are resolved, the settlement is ready for one-click disbursement -- every provider paid at the negotiated amount with settlement letters attached automatically.

Yes. Medicare conditional payments, Medicaid liens, and VA liens each have specific regulatory frameworks that govern negotiation. Disbo applies the correct rules for each type -- including Medicare's formula-based reduction calculations and Medicaid's state-specific procedures -- and generates the appropriate documentation for compliance.