Settlement Disbursement Automation
for Personal Injury Law Firms.
Upload a settlement statement and Disbo routes every payment automatically — attorneys, medical providers, lienholders, and plaintiffs paid simultaneously with a full IOLTA-compliant audit trail.
- AI-powered settlement sheet parsing
- Simultaneous multi-party payouts
- Automatic trust ledger entries
- Complete compliance documentation
Integrates with the tools you already use
Without legal disbursement software, a single personal injury settlement means 15+ checks cut by hand.
Every settlement disbursement means pulling out a calculator, computing attorney fees, deducting costs, reconciling liens, and splitting what's left among a dozen different parties.
Then someone has to write each check individually, walk it to a partner for signature, stuff it in an envelope, and pray the math was right.
One decimal point off and you're voiding checks, reissuing payments, and apologizing to clients. Meanwhile, the bar association requires documentation for every dollar that touched your trust account.
Industry average
$93,000+ per year in manual processing costs
Legal disbursement software that pays every party in minutes.
Disbo's settlement disbursement automation eliminates manual calculations and hand-written checks. Upload a settlement statement, and Disbo identifies every recipient, calculates every amount, and routes every payment simultaneously — with a complete IOLTA-compliant audit trail.
Upload a PDF, spreadsheet, or enter details manually. Disbo identifies every recipient -- client, providers, lienholders, co-counsel, referral fees -- and maps each amount automatically.
Attorney fees, cost deductions, lien amounts, and net client recovery calculated automatically. Sliding-scale contingency fees, hybrid arrangements, and cost-before-fee structures all handled.
Every recipient paid at the same time via their preferred method: ACH, wire, FedNow instant, or mailed check. No sequential check-writing.
Full audit trail generated for every disbursement. Trust ledger entries created automatically. Three-way reconciliation updated in real time.
Every disbursement step. Fully automated.
Six core capabilities that replace manual calculations, hand-written checks, and spreadsheet reconciliation with a single automated workflow.
AI-Powered Settlement Sheet Parsing
Upload a settlement statement in any format. Disbo extracts every recipient, every amount, and every payment instruction automatically -- no manual data entry.
- PDF, spreadsheet, or manual entry -- all formats supported
- AI identifies clients, providers, lienholders, co-counsel, and referral fee recipients
- Handles 20+ recipient settlements with structured and periodic payments
- Parsed results presented for attorney review before any payments initiate
Zero Manual Math
Attorney fees, costs, liens, and net client recovery calculated automatically. Sliding-scale contingency fees, hybrid arrangements, and cost-before-fee structures all handled.
- Contingency fees with sliding scales (33% pre-lit, 40% post-filing)
- Case costs categorized: filing fees, experts, depositions, medical records
- Lien amounts with negotiated reductions applied automatically
- Complete calculation audit trail showing every formula used
33% contingency (pre-litigation rate). Costs deducted after fee per retainer agreement. 4 medical liens with negotiated reductions applied.
Simultaneous Multi-Party Payouts
Every recipient on the settlement sheet paid at the same time. Client, providers, lienholders, and co-counsel -- all in one action. No sequential check-writing.
- ACH, wire, FedNow instant, or mailed check per recipient preference
- Real-time tracking from initiation through delivery confirmation
- Failed payments auto-detected with alternative routing options
- Payment preferences stored in the Disbo network -- set once, used everywhere
IOLTA Trust Account Integration
Disbursements processed through your IOLTA trust account with automatic ledger entries. Three-way reconciliation runs in real time -- not as a monthly after-thought.
- Automatic client trust ledger entries for every deposit and disbursement
- Three-way reconciliation: bank balance, book balance, client ledgers
- Negative balance protection prevents overdrawing client trust funds
- Monthly reconciliation reports generated automatically
Instant Settlement Confirmations
Every recipient receives automatic confirmation with case details and delivery timeline. Clients get a plain-language explanation of every deduction. Providers get the info they need to match payments.
- Branded confirmation emails with your firm's logo and contact info
- Real-time delivery tracking links for electronic payments
- Follow-up confirmations when payments are deposited or checks cashed
- Complete communication loop for every party on the settlement
Templates & Batch Processing
Save common disbursement patterns as templates. Define approval workflows with dollar thresholds. Batch-process multiple settlements in a single session.
- Save recipient categories, fee structures, and payment defaults as templates
- Custom approval workflows: who prepares, who approves, what thresholds apply
- Batch processing for multiple settlements in one approval session
- Pre-disbursement checklists ensure nothing is missed before approval
The old way vs. the Disbo way
See what changes when every settlement disbursement runs through a single automated platform.
- Walk each check to a partner for signature
- Reconcile trust account at month-end with a spreadsheet
- Pray you didn't misplace a decimal point somewhere
- Stitch together an audit trail after the fact
- One-click approval with multi-level workflow controls
- Three-way reconciliation runs in real time -- not monthly
- Calculations validated automatically before money moves
- Complete audit trail captured for every disbursement
Built for Personal Injury Firms.
Built to eliminate disbursement bottlenecks
From settlement to fully documented disbursement in minutes — not hours. Compliance paperwork generates automatically alongside every payment.
Designed to maximize lien recoveries
AI-assisted lien negotiation surfaces reduction opportunities your team would otherwise miss, protecting every dollar owed.
Real-time three-way reconciliation
Your trust ledger, bank account, and QuickBooks stay in sync continuously — no manual month-end scramble.
Common questions about disbursements.
Disbo accepts settlement statements in any format: PDF, Excel, CSV, or manual entry. The AI parser identifies every recipient, every amount, and every payment instruction -- regardless of how the statement is structured. Complex settlements with 20+ recipients, multiple defendants, and structured payments are all handled.
Once you approve the disbursement sheet, Disbo initiates payment to every recipient simultaneously. Each party receives payment via their preferred method -- ACH, wire, FedNow instant, or mailed check. The client, providers, lienholders, and co-counsel are all paid at the same time, eliminating sequential check-writing.
Disbo calculates every fee structure automatically: flat contingency percentages, sliding scales (33% pre-litigation, 40% post-filing), hourly fee caps, hybrid arrangements, and fee-sharing between co-counsel. The system applies the correct fee structure based on the case's retainer agreement, and every calculation is documented in the audit trail.
Trust account security is the foundation of the platform. Every disbursement is processed through your IOLTA account with automatic ledger entries. Negative balance protection prevents overdrawing client funds. Three-way reconciliation (bank, book, client ledgers) runs in real time, and any discrepancy is flagged immediately.
Disbo detects failed payments automatically. If an ACH transfer is returned due to a wrong account number or closed account, the system alerts your staff, identifies the reason, and facilitates re-routing through an alternative payment method. No payments fall through the cracks.
Yes. If your firm settles five cases in one week, you can prepare and review all five disbursements in a single session. Approve and process them as a batch with one approval workflow, or handle each individually. Templates speed up preparation for cases that follow familiar patterns.
Every disbursement generates a complete audit trail: the original settlement sheet, AI-parsed results, attorney modifications, approval workflow records, payment initiation and delivery confirmations, trust ledger entries, and three-way reconciliation updates. All documentation is attached to the case file automatically.
Most firms are processing their first disbursement within 30 minutes. Connect your trust account, configure your approval workflow, and you're ready to go. If you have disbursement templates from existing cases, those can be imported as well.
Related Features
Explore other capabilities that work seamlessly together.
Stop writing checks by hand.
Start disbursing in minutes.
Join law firms that process settlements in under 10 minutes with complete audit trails and zero manual math.
Set up in 30 minutes. Process your first disbursement today.