Stop writing checks from your trust account by hand.
Disburse. Comply. Get Paid.
Settlement disbursement software for personal injury law firms.
Disbo automates every settlement disbursement — trust accounting, state bar compliance, multi-party payments, and real-time reconciliation — closing cases in minutes, not hours.
- Closes cases in minutes, not hours
- Trust ledger and three-way reconciliation updated in real time
- Built for state bar audit readiness — complete documentation on every case
- Providers, clients, and referring attorneys all paid automatically
- No more month-end reconciliation nightmares
Integrations with the tools you already use
Banking & Accounting Partners
Your firm holds millions in client trust funds and disburses them with a checkbook.
Every PI settlement triggers the same painful sequence: pull out the checkbook, calculate each party's share by hand, write 6 to 12 checks, mail them out, and then manually update a spreadsheet ledger that was already a mess before you started.
Your IOLTA account may hold $1M, $5M, or $20M in client funds, but your disbursement process looks the same as it did in 1995. Medical providers, lien holders, referral attorneys, costs, client distribution — each one waits for a paper check to arrive.
And at month-end, someone spends two to three days doing three-way reconciliation — trust ledger vs. bank statement vs. QuickBooks — praying no one transposed a digit.
The state bar doesn't care that you were busy. They audit when they audit.
Case settled. One click. Everyone paid.
Replace the checkbook, the spreadsheet, and the month-end scramble with a single platform that handles the entire disbursement — from settlement sheet to final receipt — in minutes.
Every payment goes out via ACH, same-day ACH, wire, or printed check. No more trust account checkbooks.
Attorney fees, medical providers, costs, referral fees, and client distribution are all calculated from the settlement terms.
Every deposit and disbursement updates the ledger instantly. Client sub-ledgers maintained automatically. No manual entries.
Settlement sheets, payment authorizations, trust entries, and confirmation receipts generated for every disbursement.
Built for PI firms. Every feature earns its place.
Six features that replace your trust account checkbook, your spreadsheet ledger, your month-end reconciliation scramble, and your referral fee sticky notes.
One-Click Settlement Disbursements
Your paralegal used to spend hours on a single disbursement. With Disbo, the settlement sheet is generated, every party's share is calculated, and all payments go out with one approval — completing in minutes.
- Settlement sheet generated automatically from case data and settlement terms
- Attorney fees, medical liens, costs, referral fees, and client share all calculated without a spreadsheet
- One approval sends payments to every recipient simultaneously — no separate transactions
- Full documentation package attached to every disbursement for audit purposes
Real-Time IOLTA Management
Your trust ledger updates the moment a deposit arrives or a disbursement goes out — no manual entries, no end-of-day catch-up. Per-client sub-ledgers stay accurate around the clock so you always know exactly where client funds stand.
- Per-client sub-ledgers maintained automatically — no manual bookkeeping entries
- Hard block prevents disbursing more than the available client balance
- Bank feed connects directly to your IOLTA account for real-time balance matching
- Every trust account action is time-stamped and logged for audit purposes
State Bar Compliance Engine
Nothing goes out unless every compliance requirement is met. Settlement agreement on file, lien amounts verified, client authorization obtained, trust balance confirmed — Disbo enforces your state's specific rules before a single dollar moves.
- Your state's trust accounting rules enforced automatically — not left to human memory
- Pre-disbursement checklist blocks payment until documentation is complete
- Full audit trail for every action by every user with timestamps
- One-click audit reports generated in your state bar's required format
Every Payment Rail, One Platform
Not every recipient wants the same payment method. Medical providers want ACH. Clients sometimes need a check. Large lien amounts may require a wire. Disbo handles every rail — and lets you choose the right one for each recipient within a single disbursement.
- Standard ACH for routine provider payments (1–2 business days)
- Same-day ACH for urgent client distributions and time-sensitive payouts
- Wire transfers for large lien settlements requiring guaranteed same-day delivery
- Paper checks printed, enveloped, and mailed with USPS tracking — no stamps required
Continuous Three-Way Reconciliation
Your bookkeeper shouldn't be spending three days a month matching spreadsheets. Disbo reconciles your trust ledger, bank statement, and QuickBooks in real time — so discrepancies are caught in seconds, not discovered by a state bar auditor.
- Trust ledger, bank statement, and QuickBooks compared continuously — not monthly
- Bank feed connects directly to your IOLTA account for live balance data
- Outstanding items surfaced and aged automatically — no manual tracking
- Monthly reconciliation reports generated in your state bar's required format
Last reconciled: 2 minutes ago. 0 outstanding items. 0 discrepancies.
Track AND Pay Attorney Referral Fees
Every other legal platform tracks that a referral fee is owed — and stops there. Disbo goes further: it calculates the split at settlement, generates 50-state ethics documentation, and pays the referring attorney in the same disbursement as the client and lienholders. No separate check. No chasing anyone.
- Pay attorney referral fees directly from the settlement disbursement
- Co-counsel fee payment and multi-party splits in one approval
- Both directions tracked: fees you owe and fees owed to you
- 50-state ethics documentation generated automatically per jurisdiction
The old way vs. the Disbo way
The same case. The same parties to pay. Completely different experience for your team -- and your clients.
- Hand-write 6-12 checks per case from the trust account checkbook
- Calculate each party's share on a calculator or spreadsheet -- and hope the math is right
- Mail checks and wait days to know if recipients received them
- Manually post every transaction to the trust ledger -- one entry at a time
- Spend 2-3 days at month-end reconciling ledger, bank, and QuickBooks
- Cross your fingers before every state bar audit
- All payments sent via ACH, wire, or printed check -- zero handwriting, one approval
- Every party's share calculated automatically from the settlement terms
- Payments tracked in real time from initiation to confirmed delivery
- Trust ledger updated the moment a deposit arrives or disbursement goes out
- Three-way reconciliation runs continuously -- discrepancies surface in seconds
- Audit-ready every day of the year -- complete documentation on every case
Evaluating other tools? See how Disbo compares to the platforms law firms use most.
The impact on your firm and your team.
Give your staff their time back
Paralegals stop hand-writing checks and chasing mailed payments. Bookkeepers stop drowning in month-end reconciliation. Everyone works on actual cases.
Closes cases in minutes, not hours
Settlement sheet generated, every party's share calculated, compliance checked, and all payments sent -- with a single approval.
Built for state bar audit confidence
Complete trust ledger, continuous three-way reconciliation, and full documentation on every disbursement -- ready the day the auditor walks in.
No more month-end reconciliation panic
Trust ledger, bank statement, and QuickBooks reconcile continuously. Discrepancies are flagged in seconds -- not found during an audit.
Built for Law Firms Like Yours.
Disbursements done in minutes, not hours
Settlement sheets, payments, and ledger updates complete in a single workflow — freeing your paralegal for real casework.
Continuous reconciliation, zero month-end dread
Your ledger, bank account, and QuickBooks stay in sync automatically. State bar audits become routine instead of stressful.
Referral fees handled at settlement
Referring attorneys get paid in the same disbursement — no separate checks, no chasing, no awkward follow-up calls.
Questions managing partners actually ask.
Yes. Disbo enforces state-specific trust accounting rules automatically. Whether your state requires monthly, quarterly, or on-demand three-way reconciliation, Disbo generates the reports and maintains the documentation. The compliance engine prevents overdisbursements, flags unusual transactions, and ensures every trust account action follows your state bar's requirements.
How high-volume PI firms source and vet their lien provider networks.
Step-by-step guide to growing your lien doctor referral pipeline.
8-point vetting checklist before adding any provider to your network.
As your caseload grows, your trust accounting must scale with it.
Stop hand-writing checks.
Start disbursing in minutes.
Disbo handles the entire settlement disbursement — trust accounting, compliance, multi-party payments, and real-time reconciliation — so your team can focus on winning cases, not managing paperwork.
Set up in 15 minutes. No credit card required.