Medical liens are one of the largest variables affecting client net recovery in personal injury cases. Firms handling high caseloads often cannot negotiate every lien manually — smaller cases may go entirely un-negotiated, leaving money on the table for both clients and the firm. Disbo's lien negotiation tools are designed to change this at scale, applying rigorous analysis to every case regardless of size.
The Problem
- Medical liens consuming a significant share of gross settlement amounts, reducing client net recovery
- High caseloads making manual negotiation of every lien impractical — smaller cases often going un-negotiated
- No systematic data on which providers are negotiable, achievable reduction rates, or which approaches work best
- Complex lien negotiations taking weeks, delaying disbursement and frustrating clients awaiting their funds
- Provider disputes consuming attorney time with back-and-forth that lacks supporting data
The Solution
- AI-powered lien analysis evaluates every medical lien against regional benchmarks and provider-specific patterns
- Automated reduction requests generated with provider-specific language citing relevant case law, Medicare fee schedules, and comparable data
- Real-time tracking dashboard shows every lien's status, proposed reduction, provider response, and projected savings across the entire caseload
- Escalation workflows for disputed liens automatically route to senior negotiators with full context and recommended counter-offers
Disbo is built to give every case the same rigorous lien negotiation analysis that would otherwise only be feasible for a firm's largest settlements — systematically, and at scale.