Solo Practitioner

Solo Practitioner

The Solo PI Attorney Who Never Reconciled His Trust Account

“I just don't reconcile” — how a 100-file solo practice plans to make IOLTA compliance automatic

DT
Disbo Team

Legal trust accounting researchers — IOLTA compliance and PI settlement disbursement

Last updated August 15, 2026

Reconciling it? Yeah, I don't even know what that means, to be honest.
A solo personal injury attorney, ~100 open files, 3 virtual assistants

This solo personal injury attorney runs roughly 100 open files with three virtual assistants and settles about 15–20 cases a year. There is no case management software — the firm runs on a self-built spreadsheet-and-AI dashboard — and no bookkeeper. When asked about trust account reconciliation, his answer was disarmingly honest: “Reconciling it? Yeah, I don't even know what that means, to be honest.” For firms this size, the pitch that landed wasn't speed. It was compliance.

What Their Old Flow Looked Like

  • No trust account reconciliation at all: “probably if the bar called me tomorrow and said, let me see it … I just don't reconcile”
  • Kept the state bar's Excel trust ledger, but never went back to verify entries — no check numbers recorded, no month-end closes
  • No bookkeeper and no case management software — the firm ran on a self-built spreadsheet dashboard
  • Disbursements sent through a free bank bill-pay tool with no link to the trust ledger
  • One bar audit letter away from having no reconciliation records to produce

How Disbo Replaces This Flow

  • Connect the firm's IOLTA account to Disbo, so every trust transaction is recorded against its client matter automatically
  • Disburse settled cases through Disbo — Quick Pay, Standard Pay, or a tracked paper check via Lob — instead of bank bill pay disconnected from the case and trust ledger
  • Reconciliation happens continuously as a byproduct of disbursing: ledger, bank, and matter records stay in sync without month-end work
  • Audit-ready trust accounting reports are generated automatically — no more empty Excel ledger
Automatic
Trust Reconciliation
Every Matter
Client Ledger Coverage
Audit-Ready
Compliance Records
Zero
Month-End Closes Required

There is no realized before/after to report yet — but the old flow had no reconciliation at all. Disbo is designed so that reconciliation is not a task a solo attorney has to learn; it is a byproduct of how every disbursement runs. In his words, when he saw it: “It's big. Yeah, because no one knows how to do it. No one knows what it is, apparently.”

Ready to solve these problems?

Disbo is built for personal injury firms and medical providers who are done with manual workarounds.