Compliance,
checked before it breaks.
Most compliance tools tell you what went wrong last month. Disbo's AI checks every transaction against your jurisdiction's IOLTA rules the moment it happens — flagging the disbursement that would overdraw a client balance before it posts, not after the bar asks about it.
- Every transaction checked in real time
- Violations flagged before they post
- Deterministic rules engine, all 50 states
- Audit-ready packets generated automatically
Built to connect with the tools you already use
A rules engine that watches every transaction.
Disbo maintains a deterministic, jurisdiction-by-jurisdiction IOLTA rules engine covering all 50 states — commingling prohibitions, per-client sufficient-funds rules, prompt-disbursement expectations, and record-keeping requirements.
The AI layer applies those rules to your live transaction stream. Every deposit, transfer, and disbursement is checked as it happens, per client and per jurisdiction — so a violation is a blocked transaction and a fix, not a finding in next year's audit.
Checked before posting
A disbursement that would overdraw a client's sub-ledger is stopped before it happens, with the triggering rule cited.
Your state's actual rules
Rules are codified per jurisdiction and kept current — the AI applies them; it never improvises what the law says.
Patterns, not just single events
The AI also watches for the patterns that precede violations — aging unclaimed funds, stale balances, unusual activity — and raises them early.
When the bar asks, the answer is a download.
Because every transaction has already been checked and every flag already resolved, audit preparation stops being a scramble. Disbo generates audit-ready packets automatically — ledgers, reconciliation reports, and the compliance history of every transaction, in your state bar's required format.
This page covers the real-time AI monitoring layer. For the broader compliance picture — immutable audit logs, state bar reports, and one-click audit packages — see our core Compliance feature.
Audit packets in one click
Everything a state bar audit asks for, generated from records that were compliance-checked when they were created.
Every flag has a paper trail
Each violation flag, who resolved it, and how — timestamped and immutable in the audit log.
Works across jurisdictions
Firms operating in multiple states get each client matter checked against the right state's rules automatically.
Go deeper on compliance
AI monitoring is one layer of Disbo's compliance stack.
AI Compliance FAQ
What does AI compliance monitoring actually check?
Every transaction in and out of your trust account is checked, in real time, against your jurisdiction's IOLTA rules — commingling, sufficient-funds rules on a per-client basis, prompt-disbursement requirements, record-keeping obligations, and more. The rules come from Disbo's 50-state IOLTA rules engine; the AI applies them to your live transaction stream.
How is this different from the /features/compliance page?
Disbo's core compliance feature covers the full regulatory surface — immutable audit logs, state bar reports, and one-click audit packets. AI compliance monitoring is the real-time layer on top: instead of documenting what happened, it checks every transaction as it happens and flags problems before they post.
Does the AI decide what my state's rules are?
No. The rules themselves are deterministic — codified per jurisdiction in Disbo's 50-state rules engine and maintained as state bars update them. The AI's job is applying those rules to your live transactions and catching the patterns that lead to violations, not interpreting the law on the fly.
What happens when a violation is flagged?
The transaction is stopped or flagged before it posts — for example, a disbursement that would overdraw a client's sub-ledger balance. You see exactly which rule triggered, for which client and jurisdiction, with a recommended fix. The flag and resolution are both recorded in the audit log.
Find violations before
the state bar does.
See real-time IOLTA compliance monitoring on your own trust account — book a demo.